All the questions you might have about your home loan or on refinance home loans should be available on this page. If you still have some questions about home loans then please contact our company for all of your loan and refinance needs.
Can I use my AccessBond once cancellation figures have been issued?
Yes, except for transfers out of the home loan account. This means that you would only draw statements, make balance enquiries and deposit funds into the home loan account
What are the costs involved in cancelling my home loan?
The cancellation attorney - acting on behalf of the bank - will charge a fee. If the bond is cancelled to the ban receiving 90 days notice, early termination interest will be payable
What are the costs involved in cancelling my mortgage loan?
The cancellation attorney - acting on behalf of the bank - will charge a fee for the loan cancellation. If the mortgage is cancelled to the bank receiving 90 days notice, early termination interest will be payable
How is interest calculated on a mortgage loan or home bond to be cancelled?
It is calculated on a daily basis up to the date of cancellation of the bond - in the same way as normal.
How long does it take to cancel a bond?
It takes about three months, provided all bond requirements are met.
Bond Online is a Mortgage Originator or bond originator - is this service free?
A Bond Online consultant (Bond Originator / Mortgage Originator) offers a service to the home loan and second bond industry. Bond Online has a contract with one or more bank, from which they receive a fee. Our service to the public is FREE as a Mortgage Originator / Bond Originator.
What about any hidden costs?
There are absolutely no hidden costs to a client following the bond registration process to the end.
What interest rate can Bond Online offer me? I need low interest mortgage rates.
We can only offer you the interest rate the bank offers you, but we can motivate you application so that you stand a chance of qualifying for a better interest rate.
What does approval in principal mean?
It means that you have passed the banks criteria and that this is all subject to valuation.
What is valuation?
The bank is fiscally going out to the property to find value in for a period of 20 years.
What is a Final Grant?
A Final Grant is when you have complied with the banks criteria and value was found in the property.
Does your site have a free Mortgage Payment Calculator?
You can get an indication of the Mortgage payment using our calculator.
How fast is the loan application? Do you have an online application for the loan?
The best way to get the loan process started is by going to our Fast online loan application page.
FAQ's